
An annuity is a contract between you and the insurance company that guarantees you income in the future, in exchange for purchase payments today. You can purchase an annuity with one single payment, or periodic payments into the future. Annuities are valuable tools in planning for retirement, or future long-term care expenses.
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
Protective Life Corp. |
A+ |
FutureSaver II Annuity 3 |
5.0% first yr. (4.0% yrs. 2-3) |
3 yrs. |
4.33% |
The Standard Life Ins. |
A |
Secured Rate Annuity 3* |
4.15% first yr. (4.15% yrs. 2-3) |
3 yrs. |
4.15% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
Midland National Life |
A+ |
Direct Guarantee 4 |
4.85% first yr. (4.85% yrs. 2-4) |
4 yrs. |
4.85% |
North American Co. |
A+ |
North American Guarantee 4 |
4.50% first yr. (4.50% yrs. 2-4) |
4 yrs. |
4.50% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
ING Annuity & Life |
A+ |
Guarantee Choice 5 |
6.00% first yr. (5.00% yrs. 2-5) |
5 yrs. |
5.20% |
OM Financial Life Co. |
A |
Platinum Plus 5 |
6.10% first yr. (5.10% yrs. 2-5) |
5 yrs. |
5.30% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
Jackson National Life. |
A+ |
Target Select* |
7.55% first yr. (4.80% yrs. 2-6) |
6 yrs. |
5.25% |
Standard Life of Indiana |
B++ |
Total Command 6 (25K) |
6.34% first yr. (5.34% yrs. 2-6) |
6 yrs. |
5.50% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
ING USA Annuity & Life |
A+ |
Guarantee Choice 7* |
6.05% first yr. (5.05% yrs. 2-7) |
7 yrs. |
5.19% |
OM Financial Financal Life Co |
A |
Fidelity Planinum 7 |
5.25% first yr. (5.25% yrs. 2-7) |
7 yrs. |
5.25% |
Name of Carrier |
A. M. Best Rating |
Policy Name |
Guaranteed Rates |
Surrender Period |
Equivalent Fixed Rate |
American National Life Ins. |
A+ |
Palladium MYG Annuity 8* |
5.15% first yr. (5.15% yrs. 2-7) |
8yrs. |
5.15% |
| American General Life | A+ |
AG Horizon Choice 8 |
5.20% first yr. (5.20% yrs. 2-7) |
8yrs. |
5.20% |
We attempt to maintain
accurate information on this page. However, rates do fluctuate according to
market conditions. Call us to confirm accurate
interest rates before signing an application for an annuity. We do not recommend the purchase of a fixed annuity with a term greater than eight (8) years, due to a rising interest rate environment. If you feel a longer term makes sense for you, call us for the highest guarantees currently available in your state.
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2001-2008, Fortier Financial, LLC, All rights reserved.
5.20%
FOR 5 YEARS, THEN WALK AWAY
(Blended rate, not approved in all states)